Caring, Experienced Financial Advisors, Partnering with You Throughout Retirement
Turn savings into lasting retirement income Balance family needs without sacrificing your future Reduce taxes and amplify your charitable impact
50
Years of Guiding Clients Through Retirement
For over 50 years we’ve helped San Diego professionals retire with confidence. Our relationship-driven approach combines financial planning, tax strategies, and estate guidance to help clients make thoughtful decisions that support their lifestyle, family priorities, and long-term goals.
STRONG
Credentials
All our advisors have the CERTIFIED FINANCIAL PLANNERⓇ professional designation. CFPⓇ practitioners complete the required rigorous education and training and abide by ethical standards regulated by the CFP Board of Standards, Inc.
In addition to the CFPⓇ credential, our advisors hold industry-leading credentials, such as the Chartered Financial AnalystⓇ (CFAⓇ), Certified Divorce Financial AnalystⓇ (CDFAⓇ), Certified College Financial Consultant (CCFC), and Certified Senior Advisor (CSA)Ⓡ designations. These denote proficiency or training in a specific area of expertise.
2:1
EVERY B&F CLIENT BENEFITS FROM THE EXPERIENCE OF TWO DEDICATED ADVISORS
Our high-touch team approach means we intentionally limit the number of clients each of our advisors works with. Our 40-to-1 client-to-advisor ratio is among the very lowest in the industry. You work with a team of two advisors who know your goals and priorities, giving you multiple points of contact for guidance. You get the benefit of greater depth of experience and knowledge.
Awards
Awarded July, 2025
by Worth Magazine;
Blankinship & Foster paid a licensing fee for use of the badge.
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Awarded December, 2021
by AdvisoryHQ News Media;
Blankinship & Foster did not pay for use of the badge.
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Awarded July, 2025
by Financial Advisor Magazine;
Blankinship & Foster paid a licensing fee for use of the badge.
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Wealth Management
Our Wealth Management service combines financial planning and investment management under one fee, helping you make smart decisions across tax planning, retirement, insurance, estate planning, and philanthropy. LEARN MORE
Investment Management
Using our disciplined process, we design and manage globally diversified, low-cost investment portfolios that reflect your goals, risk tolerance, cash flow, and tax situation. LEARN MORE
Your Need, Your Vision
Working together
Financial Planning
We provide in-depth, proactive planning to address everything that touches your finances, from executive benefits to major life transitions, and everything in between. LEARN MORE
Associations and Accreditations
Personalized, Strategic Retirement Planning in San Diego
Enter your next chapter focused on what matters to you. We take a comprehensive view of your finances to help simplify complexity, turn your savings into dependable income, and support confident decisions — from caring for aging parents to your philanthropic impact.
Planning for Retirement?
Already Retired?
No Commissions
We do not accept commissions. This shapes the way we approach our business and our clients. See our Fee Schedule.
All Under One Fee
Our single transparent fee covers both investment management and financial planning, so every decision works together.
Relationships
With an average client tenure of 15 years, we believe effective financial planning is proactive and ongoing, keeping you ahead of opportunities and changes.
FAQS
Is Blankinship & Foster a good fit for me?
Our clients are thoughtful, successful people who are approaching retirement or already retired and want clarity and confidence for their future. With investable assets of $1 to $10 million or more, many are navigating big life changes — like becoming empty nesters, caring for aging parents, or planning their legacy. They value a team that listens first, simplifies complex decisions, and builds a plan aligned with their goals and values. Does this sound like you? Learn more about how we will partner with you to help you achieve a fulfilling retirement.
How can you help me transition into retirement with confidence?
Our wealth management team guides clients through every phase of retirement with a structured, proactive approach that forecasts income, taxes, and cash flow over time, so clients can see how their retirement plan supports a sustainable lifestyle. Our process includes multi-year cash flow modeling and detailed net worth statements. We also provide strategic planning for Roth conversions, Social Security timing, Medicare enrollment, required minimum distributions (RMDs), estate considerations, insurance, and long-term care.
Why should I choose a local wealth management firm over a national brand?
Unlike a large national chain or the impersonal nature of online investing platforms, a local financial advisor provides a level of service that’s hard to match. By hiring a financial advisor in San Diego, you benefit from individualized, proactive, insightful financial planning and wealth management. We can also support you by coordinating with local professionals in related areas such as tax preparation, estate planning, retirement coaching, and retirement living options. Learn more about why choosing a local advisor can make all the difference.
What makes your approach different from other financial advisors?
Our wealth management approach is relationship-driven and strategic, not transactional. Through our Living Wisely framework, we integrate tax planning, estate planning, and charitable strategies into every client’s financial plan. As an SEC-registered, fee-only fiduciary firm, we are committed to transparency and acting in our clients’ best interests. Learn more about the Blankinship & Foster difference.
How can you help me align my finances with my priorities and values?
Our financial advisors start by listening to understand what matters most to our clients: family security, philanthropy, and leaving a meaningful legacy. From there, we design strategies that match clients’ investment profiles with their goals, risk tolerance, and time horizon to help ensure withdrawals, income, and taxes work more efficiently in retirement. Our role is to make sure wealth becomes a tool for living out those values, not just for accumulating assets. Learn more about us.
Latest Blog Posts
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What is a Personal Net Worth Statement and Why is it Important?
Have you ever applied for a loan and been told you need to provide a personal net worth statement? Did you have one ready? A personal net worth statement is an important tool that shows the financial health of an READ MORE
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The New $40,400 SALT Deduction: What San Diego Homeowners Need to Know in 2026
If you own a home in San Diego, you probably remember the frustration that the $10,000 state and local tax (SALT) deduction cap caused residents between 2018 and 2025. For many, the cap was quickly maxed out by property and READ MORE
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B&F Perspectives – Quarterly Investment Review
Quarter in Review The first quarter of 2026 began with pressure building on the U.S. economy from global tariffs, stubborn inflation and weakening employment. The U.S. economy decelerated to just 0.7% growth in the fourth quarter, due in large part READ MORE