In 2025, the U.S. tax landscape went through a significant transformation. On July 4th, the sweeping One Big Beautiful Bill Act (OBBBA) was signed into law. OBBBA began as an effort to prevent the sunset of key tax provisions fromREAD MORE
Retirement, Retirees
Key Takeaways: When pre-retirees plan for expenses in retirement, they often focus on the obvious buckets: housing, healthcare, and essentials. It’s simple to overlook the hidden costs of retirement or unexpected events that can quickly derail your financial security. ManyREAD MORE
Why Rich People Rarely “Act Rich” — And What They Do Instead A friend recently told me his ex-wife needed some money. When he asked her why, she said it was because her credit cards were maxed out and sheREAD MORE
Key Takeaways: As retirement planners in San Diego, we often observe how transitioning into retirement can be challenging for many retirees, especially as they begin tapping into their hard-earned savings — or decumulating their retirement funds. Making the switch fromREAD MORE
Key Takeaways: Pre-retirees often prioritize planning for the financial side of retirement over the equally crucial emotional side. Transitioning into retirement is a significant milestone that brings a range of feelings, from excitement and loneliness to loss of purpose andREAD MORE