read·i·ness noun 1. the state of being fully prepared for something. 2. willingness to do something. Being ready to retire is more than just being willing to retire. Ensuring financial security for the rest of your life requires planning, discipline,READ MORE
Pre-Retirement
To be financially comfortable in retirement, the general rule of the thumb is that you’ll need approximately 80% of your annual pre-retirement income. Spending in retirement is a mixed bag. You can get by on less because some monthly expensesREAD MORE
When planning for a comfortable retirement, taxes are a significant consideration. Taxes are among the largest contributors to your cost of living in retirement, and cost of living can make the difference between a comfortable retirement and a meager one.READ MORE
One of the most common New Years’ resolutions is to get organized. It’s also one of the most important steps in the financial planning process, because it makes keeping on top of your finances a lot easier. Nowhere is thatREAD MORE
The 40’s are a crossroads in a person’s life, financially speaking. When you reach your 40’s, you’re halfway between entering the workforce and the traditional retirement age of 65. It is a critical time for retirement savings because, in mostREAD MORE