Author: Teresa Kakadelas

Teresa Kakadelas, CFP®, CDFA™ is a lead advisor and a member of the firm’s Executive Committee. Teresa heads up the firm’s Financial Planning Team, continually identifying and helping solve financial planning issues for clients. Teresa started the firm’s “Wise Women” luncheons, designed to help clients with financial education. Teresa and her family live in Carlsbad. She enjoys traveling, cooking and spending time with her family.

American businessman, P.T. Barnum once said, “There is scarcely anything that drags a person down like debt.” Debt can be stressful and create tension in families, businesses, and governments. The relief from debt, however, can feel like true freedom andREAD MORE

After graduating medical school, doctors-in-training enter a phase of their education focused on their specialty of choice. During this time, they’re called “residents”, and though they earn an income, it is only a fraction of the income they’ll earn onceREAD MORE

In our society of instant gratification, it is no surprise that fewer than four in 10 Americans could pay a surprise $1,000 bill from savings. Nearly one in five Americans did not save any money in 2021, according to recent data. Clearly,READ MORE

Have you ever applied for a loan and been told you need to provide a personal net worth statement? Did you have one ready? A personal net worth statement is an important tool that shows the financial health of anREAD MORE

It’s 2022 and life is busier than ever. As society normalizes after the COVID pandemic, people all over the world are resettling back into a life of commutes, time in the office (and away from home), and the hustle andREAD MORE