Author: Monica Ma

Monica Ma, CFP®, CFA® is an advisor and the chair of the Investment Committee at Blankinship & Foster LLC. She helps clients build sound investment portfolios and develop strategic plans to reach their goals. Since Monica is passionate about sharing her knowledge with women and retirees, she co-leads the firm's Wise Women and Living Wisely Educational Series. Monica is a member of the International Community Foundation's Investment and Finance Committee. She has been living in San Diego since 2008 and enjoys travelling and cooking with her family.

Roth IRAs have some very important benefits. Assets in a Roth IRA grow tax-free, and any withdrawals are also tax-free. They are not subject to required minimum distributions during your lifetime. They can also be passed down to heirs tax-free.READ MORE

The COVID-19 pandemic has altered many aspects of our lives. We’ve had to change our daily routines, work differently and socialize differently. While these changes have been difficult for many, they may also bring opportunities to revisit and possibly reduceREAD MORE

The new year is almost upon us.  It’s that time of the year when we reflect on what we’ve accomplished in the previous year and start setting goals for the new year.  Wouldn’t it be great if 2020 is theREAD MORE

As a busy working mom with two young children, I find time to be my most valuable resource.  I have put a lot of thought into figuring out how to be as efficient as possible with my time.  Here areREAD MORE

Do you have any summer vacations planned?  Did you know that you can help pay for future vacations by being strategic about how you spend on this vacation?  The strategy involves using the right travel reward credit cards to payREAD MORE

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